A Budgeting Loan can help pay for: 

• furniture or household items (for example, washing machines or other ‘white goods’) 

• clothes or footwear 

• rent in advance 

• costs linked to moving house 

• maintenance, improvements or security for your home 

• travelling costs within the UK 

• costs linked to getting a new job 

• maternity costs 

• funeral costs 

• repaying hire purchase loans 

• repaying loans taken for the above items 

Crisis Loans are no longer available. 

You may be eligible for a Budgeting Loan (external link) if you have been on certain benefits for 6 months. 

You only have to pay back the amount you borrow (external link), and repayments are taken automatically from your benefits.